BENEFITS AFTER SEPARATION
Whether due to retirement or separation, you will have options to continue most District benefits. It is important to act quickly as the timelines are short to elect coverage after separation.
Please make sure when leaving the District your demographic information is up to date, including email address. For demographic changes including name and address changes, please click here to be directed to the Address/Name Change page on the Human Resources site.
If you need to access THEbenefitsHUB to see what your current enrollment and beneficiary designations, please click here and then click on THEbenefitsHUB link under the picture. Please use the log-in you used for enrollment; or follow the instructions on the log-in screen.
Benefit Information When Separating
Your benefits will typically end on the first of the month after your separation date. However, if separating at the end of your contract, you will have the option to continue benefits through your contract, up to August 31. Please speak with Human Resources about these options.
Please keep in mind if moving to another district that offers TRS Health, or retiring and enrolling in TRSCare, TRS does not allow dual coverage. Your medical with BISD must end before your coverage begins with the new district.
CLICK HERE for a complete guide to phone numbers and timelines regarding continuation of benefits.
You will receive a COBRA packet from TRS in the middle of the month following your separation. All benefits under COBRA are the same as active employees, but they do not have a district contribution. You have 60 days to elect COBRA medical. You may elect coverage for each person separately (you can elect for your spouse, but not you, etc.), and coverage will be effective on the first of the month following loss of coverage. For questions, please contact bswift for the AC Primary, AC Primary+, AC HD, and AC2 Plans at 833-682-8972; or Conexis for the SWHMO at 877-722-2667.
You will have other options for health insurance at the time of separation. You may consider looking at private coverage directly through a carrier; or take a look at the Health Insurance Marketplace, found at www.healthcare.org. This is the coverage made available through the ACA, and you may even be eligible for a subsidy. More information can be found in this notice.
The Texas Department of Insurance provides guidance on shopping for health insurance. Click here for a video on questions to ask, how to compare plans, and avoiding scams. You may also view their checklist here, or visit their website by clicking here.
Dental, Vision, and FSA
You will receive a COBRA packet from Higginbotham 2-3 weeks after your separation month. All benefits under COBRA are the same as active employees. You have 60 days to elect COBRA. You may elect coverage for each person separately (you can elect for your spouse, but not you, etc.), and coverage will be effective the first of the month following loss of coverage. For questions, please contact Higginbotham at 877-258-5419.
You may port or convert group life insurance coverage to take with you; individual policies must be set up for direct bill. You must complete an application within 31 days of your separation date. Please contact the carriers directly:
One America (voluntary group life and AD&D) 800-821-6400
5Star (Individual Life) 866-863-9753
Your HSA account requires no action, your funds will be available to you through your regular account access. For questions, please call NBS at 800-274-0503 or EECU at 817-882-0800.
Other benefits such as Cancer, Telehealth, Hospital Indemnity, Emergency Transportation, ID Theft, and Legal Services can be continued through direct billing. Please contact the carriers directly within 30 days of separation to set up your account.
American Public Life (Cancer) 800-256-8606
MDLive (Telehealth) 800-400-6354
The Harford (Hospital Indemnity) 800-523-2233
MASA (Emergency Transportation) email this form to firstname.lastname@example.org
IDGuard (ID Theft) 855-443-7748
Legal Shield (Legal Services) 800-654-7757
Please contact TRS directly to discuss your account options at 1-800-223-8778. Please wait until the 15th of the month following your final check to call TRS.
403(b) and 457 Plans
TCG Administrators, the District's plan administrator, can help with the process for both the 457 and 403(b) plans. Please call TCG at (800) 943-9179, or the local representative, Kevin Hull, via teleconference by going to https://go.tcgservices.com/meetings/khull2. You will also be able to manage your accounts easily using the TCG Mobile Retirement App. Click here for more information on the app, and here for information about your roll-over options.
Making Address and Demographic Changes
Please make sure when leaving the District your demographic information is up to date, including email address. All changes will need to be made in Munis, which will feed to all of your benefit carriers. Detailed information on demographic changes can be found on the Human Resources website here. If you don't know your Munis Log In information, please contact the Technology Help Desk at 817-547-5888.